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Pre-Disbursement Agent - Ogun

Carbon Nigeria

Responsibilities

  • Conduct physical visits to applicants' residential and business addresses.
  • Confirm the authenticity of applicants' home and business addresses.
  • Assess the applicant's business operations, income-generating activities, and repayment capacity.
  • Interview applicants, guarantors, neighbors, or business associates where necessary to validate information provided.
  • Identify potential risks, inconsistencies, or fraudulent information during field investigations.
  • Capture geolocation coordinates and photographs of applicants, businesses, and collateral as required.
  • Complete field verification reports accurately and submit them within the required turnaround time.
  • Ensure all Know Your Customer (KYC) and regulatory requirements are met before loan approval.
  • Escalate suspicious applications or cases that require further investigation.

Requirements

  • Strong investigative and analytical skills.
  • Excellent verbal and written communication.
  • Good interpersonal and negotiation skills.
  • High level of integrity, honesty, and professionalism.
  • Ability to identify inconsistencies and potential fraud.
  • Strong attention to detail.
  • Good report writing and documentation skills.

Nice to Have:

  • Experience in microfinance or digital lending
  • Knowledge of CBN debt collection guidelines.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

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Vacancy posted 12 hours ago
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