Legal Officer

Job title : Legal Officer

Key Responsibilities

• Reviewing, vetting, drafting, and negotiating a wide range of legal agreements for the Bank, including but not limited to loan agreements, finance documents, vendor contracts, service level agreements, NDAs and MOUs.
• Representing the Bank in contract negotiation meetings.
• Reviewing and approving legal documentation to ensure consistency with internal policies, applicable laws, and regulatory requirements.
• Collaborating with business units to provide legal support on contractual matters, offering practical and risk-aware legal advice.
• Ensuring timely turnaround on all agreement review requests and managing service level expectations with internal stakeholders.
• Providing guidance on standard contractual clauses and supporting the automation of agreement templates where appropriate.
• Developing, maintaining, and regularly updating a legal clause library and repository of standard contract templates.
• Supporting audits, regulatory inspections, and internal risk reviews concerning legal documentation.
• Draft and review complex loan agreements, facility letters, and guarantees as well as conduct legal searches and perfection of securities.
• Monitoring changes in applicable laws and regulations that may impact the bank’s contractual obligations.
• Provide legal support in delinquency management and debt recovery

Qualifications & Experience

• Bachelor of Laws (LL.B.) degree from an accredited institution. 
• Minimum of 2+ years of post-call experience in a similar role, preferably within the banking and financial services sector.
• Deep and proven knowledge in banking & finance transactions, commercial law, and fintech regulations.
• Strong proficiency in drafting, reviewing, and negotiating complex financial and commercial agreements.
• Excellent communication (verbal and written) and stakeholder management skills, with the ability to explain legal concepts to non-lawyers.
• Familiarity with the regulatory landscape affecting the banking industry.

Skills

• Strong proficiency in research, drafting, reviewing, and negotiating complex financial and commercial agreements.
• Excellent communication (verbal and written) and stakeholder management skills, with the ability to explain legal concepts to non-lawyers.
• Familiarity with the regulatory landscape affecting the banking industry.
• Microsoft Office proficiency
• Time Management and Organization
• Adaptability
• Professional Ethics and integrity
• Strong critical thinking and analytical skills
• Attention to minute details
• A strong team player