Field Credit Officer (Lagos)
Moniepoint Incorporated - 13 Openings
About this role
- As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.
- You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as and when due.
- As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage innovative tools we have developed to help you monitor their performance during the course of the loan.
- You would also be responsible for making deductions from several information sources about the 5Cs of credit, with capacity, character, and capital as major priorities.
- Make recommendations to management before, during, and after the disbursement of a loan facility as to the best actions to be taken, considering several economic factors.
Responsibilities
- Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
- Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
- Review and approve (or decline) loan requests by thoroughly analyzing all the data available
- Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
- Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
- Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
- Perform all other credit-related functions as may be assigned by a supervisor
What success looks like in this role
- Consistent achievement of gross loan portfolio targets and portfolio profit targets.
- Maintaining a healthy, performing loan portfolio with minimized default rates through rigorous physical visitations and monitoring.
- Successful onboarding and engagement of viable businesses that actively utilize Moniepoint business accounts.
- Accurate credit risk assessments based on key factors like capacity, character, and capital.
Experience & Background
- Minimum of an OND in any business-related discipline
- Minimum of 2 years’ experience in a sales role for credit products in a financial institution
- Demonstrable knowledge of credit risk analysis
- Good knowledge of financial analysis is an added advantage
- Must be resident in Lagos State – Agege, Alimosho, Amuwo Odofin, Apapa, Badagry, Ikorodu, Ibeju-Lekki, Ikeja, Kosofe, Lagos Island, Surulere, Ojo, Oshodi (Please indicate your preferred location).
Skills & Competencies:
- Apt attention to details
- Proven simple/complex analytical skills
- Excellent communication, presentation and interpersonal skills
- Agility and perseverance.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Note : Please indicate your preferred location.
Share this job:
Vacancy posted 4 days ago
Similar jobs that could be interesting for youBased on the Field Credit Officer (Lagos) in Surulere, Lagos vacancy
200000 - 500000 NGN per month
Be one of the first to applyThe Operations Officer is responsible for coordinating and monitoring daily logistics activities to ensure efficient service delivery, proper... ...at assigned locations, coordinating with customers and field teams, monitoring stock movement, identifying operational issues...- ...growth targets Identify quality lending opportunities and support credit processes Maintain accurate records and ensure compliance... ...within Surulere, Mushin, Yaba, Ebute Metta, Orile, Shomolu, Lagos Island, Ogba and Ikeja environs BSc / HND in any qualification...
- ...s Degree or equivalent qualification. Previous experience in field sales, van sales, FMCG, distribution, or a related industry is an... ...Must be able to drive manual vehicle and familiar with assigned Lagos areas. What We Offer Fixed Salary (N100,000 - N150,000...
- ...This role involves: Managing front office operations, handling communications, providing... ...Customer Service, Marketing or a related field. ~2–3 years previous experience in a... ...By Ogosco Bus Stop, Kilo, Surulere, Lagos. Electronic copy should be forwarded to...
- Requirements Candidates must possess an HND /OND/B.Sc Degree in Accounting. Be conversant with accounting softwares. Ensure timely and accurate statutory filings (FIRS, LIRS, NSITF, etc.). Coordinate and manageinternal audits. Application Closing Date ...
- ...Job Summary ~ We are seeking a proactive and dedicated Admin Officer to support our operations and ensure smooth administrative functions. Key Responsibilities: Manage office operations and administrative activities Maintain records, files, and documentation...
- ...Job Summary We are seeking energetic and hardworking hygiene officer to maintain cleanliness and orderliness at our client’s facility located in Surulere. The ideal candidates will be responsible for performing various cleaning duties to ensure a safe, sanitary,...
- Job Description Conduct collection activities via phone calls (desk collection) to customers Handle accounts based on the assigned bucket Achieve the assigned collection targets Monitor, record, and report collection results regularly. Requirements ~ SSCE...
- We are looking for a meticulous, highly disciplined Background Checks Officer to serve as the ultimate guardian of integrity for Estrada and our corporate clients. In this role, you are not just checking boxes; you are an investigative professional responsible for mitigating...
Estrada International Staffing Solutions
Surulere, Lagosa month ago - ...Requirements ~ OND, HND or Bachelor’s Degree in any relevant field. ~1–2 years of experience in store management, retail or a related... ...and manage a team. ~ Must be resident in Surulere, Lagos or nearby areas. ~ Candidates who live within reasonable commuting...
- ...building customer relationships, and growing our brand presence within Lagos. Key Responsibilities Sales & Revenue: Meet and exceed... ...Acquisition: Prospect new customers through walk-ins, calls, field visits, and referrals within Surulere and surrounding areas Relationship...
- ...merchants. As a Business Developer, you will work directly in the field, identify high-potential businesses and markets, build... ...work and meeting daily/weekly targets. ~ Must reside either in lagos Island, Eti-Osa, Apapa, Amuwo-Odofin, Kosofe, Shomolu or Surulere...
- ...experience in operations management, Administration or a relevant field Experience in Fashion is an added advantage Strong... ...communication and interpersonal skills Proficient in Microsoft Office Suite (Word, Excel, PowerPoint) Detail-oriented and able to work...
- ...Event Management, Fashion Business, Retail Management, or a related field (other degree holders with demonstrated administrative/... ...ability to manage multiple tasks simultaneously. Proficiency in office software (Google Workspace, Microsoft Office) and spreadsheet tools...
- ...Strong computer and digital literacy (Google Workspace, Microsoft Office, Zoom, Teams, cloud storage, web navigation). Familiarity... ...graduate in Mass Communication, Marketing, Visual Arts, or a related field. Practical photography or videography skills. Prior...
- ...BSC in Accounting • Experience 1-3years • Location Coker Orile Lagos • Job Title Internal Auditor Checks procedures and... ...and sales department. Re-confirming book figure of customer’s credit tallies with the customers’ accounts in the company’s system. ...
Endless Pharmaceutical Companies Limited
Surulere, Lagosa month ago - ...live around Surulere. Requirements ~ Drivers' licence ~ Minimum of O level qualification ~3 - 5 years driving experience in Lagos ~ Ideal candidate should live around Surulere. Salary N120,000 per month. Application Closing Date 11th September,...
- ...products. Defined career advancement pathways for high performers. Collaborative and creative workspace located in the heart of Lagos. Application Closing Date Reviewed on a rolling basis. How to Apply Interested and qualified candidates should:...
- ...Public Administration, Secretarial Administration, or a related field. Minimum of 2 years experience as an Executive Assistant, Personal... ...of integrity and confidentiality. Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) and Google Workspace....
Vaj Consult LTD
Surulere, Lagosa month ago - ...Job Summary ~ We are looking for smart, energetic and customer-friendly Sales Girls to join our team in Surulere, Lagos. Responsibilities Attend to customers and assist them with their purchases. Explain product features and prices to customers. Promote...
- ...drivers license. Must know how to drive maual and automatic vehicles. Must be living around Surulere. Must be familiar with Lagos route. Application Closing Date Not Specified. How to Apply Interested and qualified candidates should send their CV...
- ...experience as a company, corporate, or executive driver Must possess a valid Nigerian driver's licence and have good knowledge of Lagos routes Good knowledge of vehicle maintenance, road safety, and defensive driving practices Reliable, punctual, well-groomed,...
- ...solve problems quickly and take initiative. ~ Experience managing teachers or a team is an advantage. ~ Applicant must reside on Lagos Island. Salary N160,000 / Month. Application Closing Date 14th September, 2026. How to Apply Interested and...
- ...Punctual, proactive, reliable, and eager to learn. Genuine interest in fashion, textiles, or creative manufacturing. Must reside in Lagos and be able to commute reliably to Surulere daily. Flexibility to work weekends, public holidays, events, and peak periods when...
- ...supervision and as part of a healthcare team. Patience and empathy when dealing with sick or elderly patients. Must reside in Lagos. Application Closing Date Not Specified. How to Apply Interested and qualified candidates should send their CV to: using...
- ...skills with the ability to work harmoniously alongside designers, tailors, and remote staff. Digital literacy across Microsoft Office, Google Workspace, Zoom, Teams, or design collaboration platforms. Reliable time management, accountability, and the ability to...
- ...proficiency in SEO techniques and analytical tools (Google Analytics, Google Search Console, keyword tools). Proficiency in Microsoft Office, Google Workspace, and project collaboration platforms. Familiarity with design tools such as Canva, Figma, or Adobe XD....
- ...tax records and monitor compliance deadlines. Requirements ~ Bachelor's degree in Accounting, Finance, Economics, or a related field. ~3-5 years' relevant tax experience. ~ Experience with FIRS/LIRS and TaxProMax. ~ Good knowledge of Nigerian tax laws. ~ ICAN...
- ...Master's Degree in Nonprofit Management, Business Administration, Public Health, Social Sciences, Healthcare Management, or a related field. Minimum of 8 years of experience in nonprofit management, fundraising, or a related field. Bachelor's Degree with relevant...
220000 - 250000 NGN per month
...Requirements: ~Bachelors degree or HND in Marketing, Mass Communication, Business Administration, Computer Science, or related field. ~Minimum 2 years experience in Digital Marketing, E-Commerce, or Performance Marketing. ~Strong knowledge of Shopify. ~Experience...
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Field Credit Officer (Lagos). Be the first to apply!
