Direct Sales, Consumer Lending & POS Sales Specialists

Job Summary

• We are seeking energetic, target-driven, and customer-focused professionals to join our sales team as Direct Sales Specialists, Consumer Lending Specialists, and POS Sales Specialists.
• The successful candidates will be responsible for driving business growth through customer acquisition, promotion of banking products and services, consumer loan sales, and Point-of-Sale (POS) terminal acquisition and activation.
• The ideal candidates should possess strong interpersonal, negotiation, and relationship management skills with a passion for achieving sales targets and delivering exceptional customer service.

Key Responsibilities
Direct Sales:

• Identify and acquire new customers for the bank's products and services.
• Promote savings accounts, current accounts, salary accounts, and other retail banking solutions.
• Generate quality leads through field marketing, referrals, and networking.
• Build and maintain strong customer relationships.
• Achieve assigned monthly and quarterly sales targets.
• Ensure accurate documentation and compliance with Know Your Customer (KYC) requirements.

Consumer Lending:

• Market and sell the bank's consumer loan products.
• Source quality loan prospects from salary earners, SMEs, and other eligible customers.
• Guide customers through the loan application process.
• Conduct preliminary customer assessments and document verification.
• Monitor loan portfolio quality and ensure timely repayment.
• Build strategic partnerships with organizations for payroll lending opportunities.

POS Sales:

• Identify and onboard merchants requiring POS terminals.
• Market POS terminals and digital payment solutions.
• Coordinate POS deployment, activation, and installation.
• Train merchants on proper POS usage.
• Monitor transaction volumes and merchant performance.
• Resolve merchant complaints and liaise with relevant support teams.
• Drive transaction growth and merchant retention.

Other Responsibilities:

• Deliver excellent customer service at all times.
• Maintain accurate sales records and daily activity reports.
• Participate in marketing campaigns and promotional events.
• Comply with regulatory policies and internal banking procedures.
• Represent the bank professionally in all customer interactions.
• Continuously identify new business opportunities within assigned territories.
• Submit periodic performance reports to management.

Key Performance Indicators (KPIs)

• Number of new customers acquired.
• Deposit mobilization.
• Consumer loan volume booked.
• Loan repayment performance.
• Number of POS terminals deployed.
• POS activation rate.
• Merchant transaction volume.
• Revenue generated.
• Customer retention rate.
• Achievement of monthly sales targets.
• Compliance with operational and regulatory standards.

Qualifications

• Bachelor's Degree or Higher National Diploma (HND) in any discipline.
• Minimum of Second Class Lower (2:2) or Lower Credit.
• Previous sales experience in banking, financial services, FMCG, fintech, insurance, or telecommunications is an added advantage.
• Fresh graduates with strong sales aptitude are encouraged to apply.

Skills & Competencies:

• Excellent communication and interpersonal skills.
• Strong negotiation and persuasion abilities.
• Customer relationship management.
• Sales and marketing expertise.
• Business development skills.
• Ability to work independently and under pressure.
• Target-driven with strong result orientation.
• Problem-solving and analytical skills.
• Time management and organizational skills.
• Proficiency in Microsoft Office applications.

Requirements:

• Strong passion for sales and business development.
• Willingness to work in the field.
• Ability to meet aggressive performance targets.
• High level of integrity and professionalism.
• Excellent presentation and networking skills.

Benefits

• Competitive monthly salary.
• Attractive sales commissions and performance incentives.
• Health insurance.
• Pension contribution.
• Career growth and professional development opportunities.
• Ongoing sales and product training.
• Performance recognition and rewards.

Application Closing Date
25th August, 2026.

How to Apply
Interested and qualified candidates should:

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