Field Credit Officer
Moniepoint Incorporated (13 Openings)
About this role
- As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products. You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as and when due. As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage innovative tools we have developed to help you monitor their performance during the course of the loan.
- You would also be responsible for making deductions from several information sources about the 5Cs of credit, with capacity, character, and capital as major priorities.
- Make recommendations to management before, during, and after the disbursement of a loan facility as to the best actions to be taken, considering several economic factors.
Responsibilities
- Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
- Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
- Review and approve (or decline) loan requests by thoroughly analyzing all the data available
- Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
- Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
- Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
- Perform all other credit-related functions as may be assigned by a supervisor .
What success looks like in this role
- Consistent achievement of gross loan portfolio targets and portfolio profit targets.
- Maintaining a healthy, performing loan portfolio with minimized default rates through rigorous physical visitations and monitoring.
- Successful onboarding and engagement of viable businesses that actively utilize Moniepoint business accounts.
- Accurate credit risk assessments based on key factors like capacity, character, and capital.
Experience & Background
- Minimum of an OND in any business-related discipline
- Minimum of 2 years’ experience in a sales role for credit products in a financial institution
- Demonstrable knowledge of credit risk analysis
- Good knowledge of financial analysis is an added advantage
- Must be resident in Lagos State – Agege, Alimosho, Amuwo Odofin, Apapa, Badagry, Ikorodu, Ibeju-Lekki, Ikeja, Kosofe, Lagos Island, Surulere, Ojo, Oshodi (Please indicate your preferred location).
Skills & Competencies:
- Apt attention to details
- Proven simple/complex analytical skills
- Excellent communication, presentation and interpersonal skills
- Agility and perseverance.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Share this job:
Vacancy posted 1 day ago
Similar jobs that could be interesting for youBased on the Field Credit Officer in Lagos Island, Lagos vacancy
- ...company policies. Support other finance functions as needed Requirements Bachelor's Degree in Accounting, Finance, or related field. Minimum of 2years experience in a similar role Proficiency in accounting software (e.g., QuickBooks, Sage, Excel). Strong...
- ...Job Summary The Commercial Relationship Management Officer is a part of the sales team who builds and maintains relationships with... ...condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends. Analyze...
- ...Job Summary We are currently recruiting an experienced Facility Officer to support our restaurant operations at Lagos Island. The ideal candidate should be based in Lagos Island. Job Description Facility and Assets: Identify and collate minor and major facilities...
- ...Job Summary We are looking for an experienced and passionate Ticketing and Reservation Officer to join our team. As a Ticketing and Reservation Officer, you will be responsible for managing the ticketing, and reservation unit in our organization. Key Responsibilities...
- ...hearing dates. Communicate effectively with opposing counsel's offices on procedural matters. Schedule meetings, court dates, and... ...Qualifications A degree, HND, or Paralegal Studies, or a related field. Minimum of 5 years of hands-on litigation support experience...
- ...re looking for - Proven background in procurement or a related field with a strong grasp of supply chain operations. - Aptitude for... ...- Proficient with procurement software and a whiz with the MS Office Suite. The skills for success Supply Chain Management, Relationship...
- ..., Logistics, Freight Forwarding, Banking, Insurance, or related fields. ~ Excellent verbal and written communication skills. ~ Strong... ...and persuasion skills. ~ Good computer skills (Microsoft Office, email, WhatsApp Business). ~ Ability to work with targets and...
107000 NGN per month
...with customers to support retention and referrals. Requirements Minimum of OND degree in any discipline with a minimum of Lower Credit Strong communication, negotiation, and interpersonal skills. Target-driven, self-motivated, and result-oriented. Age limit...- ...leadership, problem-solving and people-management skills. Excellent communication and interpersonal skills. Proficiency in MS Office and reporting tools. Salary N400,000 - N500,000 per month. Application Closing Date 30th September, 2026. Method...
- ...collaborate to achieve success. We have around 10,000 sales people across the world, within market roles and ranging in areas like Field Sales, Key Accounts, Trade Marketing and Category Development. About the role Elevate your career to new heights with Reckitt...
- ...positively within the local community. What We Are Looking For ~ Bachelor’s Degree in Education, Business, Management or a related field. ~3–5 years’ experience in school administration, teaching, learning centre management or operations. ~ Strong leadership and...
- ...Requirements Key Requirements : Bachelor's degree in Computer Science, Engineering, Business, Economics, or a related field. 7+ years of Product Management experience, with at least 3 years in a Senior Product Manager role or managing complex digital products...
- ...Qualifications and Experience Bachelor's degree in Procurement, Supply Chain Management, Business Administration, Engineering, or a related field. Professional certification such as CIPS, CPSM, ISM, or CIPSMN is an advantage. Minimum of 7-10 years of procurement or supply...
HR_FACILITY LTD
Lagos Island, Lagosa month ago
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Field Credit Officer. Be the first to apply!
