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Portfolio Growth Officer

a Financial Institution - TeamAce Limited - 11 Openings

Job Summary

  • The Portfolio Growth Officer will be responsible for managing and growing an assigned portfolio of inactive, dormant, underutilised, and growth-potential merchants.
  • The role involves identifying the reasons for inactivity, resolving customer challenges, driving credit facility utilisation, and building sustainable merchant relationships.
  • The successful candidate will focus on reactivating existing merchants and increasing portfolio utilisation, rather than acquiring new customers.

Responsibilities

  • Manage assigned inactive, dormant, suspended, underutilised, and growth-potential merchant accounts.
  • Identify reasons for merchant inactivity and develop appropriate reactivation strategies.
  • Drive first and repeat drawdowns while ensuring sustainable utilisation of approved credit facilities.
  • Build and maintain strong relationships with assigned merchants through regular communication and targeted field visits.
  • Assess merchants’ business conditions, financing needs, facility usage and repayment history to identify growth opportunities.
  • Conduct field visits to verify businesses, strengthen merchant relationships, and resolve issues requiring physical intervention.
  • Work with Credit, Risk, Operations and Retention teams to resolve KYC, documentation, repayment and account-related issues.
  • Monitor early-stage repayments and escalate delinquent accounts in line with approved procedures.
  • Maintain accurate records of merchant activities, portfolio performance and customer interactions.
  • Identify opportunities to improve portfolio revenue, merchant retention and repeat utilisation.
  • Ensure all portfolio activities comply with company policies, credit controls and operational procedures.

Requirements

  • Bachelor’s Degree or HND in Business, Finance, Economics, Marketing or a related discipline.
  • Minimum of 3 years’ experience in relationship management, field sales, SME lending, portfolio management, or financial services.
  • Good understanding of merchant businesses, working-capital needs, customer activation and repayment management.
  • Strong customer relationship management, communication, negotiation, and problem-solving skills.
  • Demonstrated ability to manage customer objections and convert opportunities into measurable business outcomes.
  • Proficiency in Microsoft Excel, CRM systems, and performance tracking tools.
  • Ability to work independently in a target-driven environment.
  • Willingness to travel regularly and work across assigned commercial territories.
  • Key Performance Indicators
  • Successful reactivation of inactive and dormant merchants.
  • First and repeat drawdown conversion.
  • Growth in utilised balances and portfolio revenue.
  • Maintaining good repayment quality after merchant reactivation.
  • Effective and timely resolution of customer and account-related issues.
  • Reduction in repeated merchant inactivity.
  • Accurate portfolio records and compliance with approved processes.

Remuneration
N203,000 monthly net pay, plus N50,000 transport allowance.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

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Vacancy posted 1 day ago
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