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Digital Collections Manager

Full-time

Renmoney

  • Strategy & Execution:
    • Develop and implement efficient loan collection strategies tailored to a digital lending environment.
    • Segment loan portfolios and prioritize collection actions based on risk exposure and customer behavior.
    • Design and monitor automated workflows and digital touchpoints (e.g., SMS, email, app notifications) for collections.
  • Team Management:
    • Supervise and coach collections officers and agents to meet collections targets.
    • Monitor team performance and provide regular feedback and training.
  • Process Optimization:
    • Leverage technology, including CRM tools, AI, and analytics platforms to track loan delinquencies and optimize collection efficiency.
    • Collaborate with product, tech, and data teams to continuously refine collections processes.
  • Customer Engagement:
    • Handle escalated customer issues with professionalism and tact.
    • Develop user-friendly repayment plans and negotiate settlements where appropriate.
  • Reporting & Compliance:
    • Maintain accurate records of interactions, payments, and commitments.
    • Ensure compliance with regulatory requirements and internal policies.
    • Provide regular reports and insights to management on portfolio performance, trends, and risks.

Requirements

  • Bachelor’s degree in Finance, Business Administration, Economics, or related field.
  • Minimum 5 years of experience in collections or credit recovery, with at least 2 in a digital lending or fintech environment.
  • Strong leadership and team management skills.
  • Proficient in the use of digital collection tools, CRMs, and Excel/data analytics platforms.
  • Excellent communication, negotiation, and customer service skills.
  • Familiarity with local financial regulations and microfinance operations.

Preferred Qualifications:

  • Experience with loan management systems (LMS) and digital banking platforms.
  • Certification in credit management or debt recovery.
  • Excellent skills in Microsoft office

 

Benefits

You’ll receive competitive compensation and work with amazing people. You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.

Vacancy posted 28 days ago
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