Pre-Disbursement Agent - Lagos
Carbon Nigeria
Responsibilities
- Conduct physical visits to applicants' residential and business addresses.
- Confirm the authenticity of applicants' home and business addresses.
- Assess the applicant's business operations, income-generating activities, and repayment capacity.
- Interview applicants, guarantors, neighbors, or business associates where necessary to validate information provided.
- Identify potential risks, inconsistencies, or fraudulent information during field investigations.
- Capture geolocation coordinates and photographs of applicants, businesses, and collateral as required.
- Complete field verification reports accurately and submit them within the required turnaround time.
- Ensure all Know Your Customer (KYC) and regulatory requirements are met before loan approval.
- Escalate suspicious applications or cases that require further investigation.
Requirements
- Strong investigative and analytical skills.
- Excellent verbal and written communication.
- Good interpersonal and negotiation skills.
- High level of integrity, honesty, and professionalism.
- Ability to identify inconsistencies and potential fraud.
- Strong attention to detail.
- Good report writing and documentation skills.
Nice to Have:
- Experience in microfinance or digital lending
- Knowledge of CBN debt collection guidelines.
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should:
Click here to apply online
Share this job:
Vacancy posted 1 day ago
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