Job Summary

The Rosabon Sales Executive is responsible for collecting and preparing all materials required to process transactions (loans and investments). He/She is also responsible for reviewing loan applications and evaluating the potential risks of granting loans to applicants.

Responsibilities

Evaluate creditworthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and the feasibility of granting loans
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients to request or provide information
Justify decisions (approvals/rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions
Review loan agreements to ensure they are complete and accurate according to policy
Update account records, compute payment schedules, and process transactions on ERP
Confer with underwriters to aid in resolving loan application issues
Update job knowledge on types of loans and other financial services
Assess customer needs, explore all options, and introduce different types of loans
Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish quotas
Go the “extra mile” to build trust-based relationships, customer loyalty, and satisfaction throughout the underwriting process
Operate in compliance with laws and regulations and adhere to lending compliance guidelines
Mobilize deposits to meet set targets

Key Performance Indicator

Meet set monthly loan and investment targets
Reduce the number of non-performing loans
Maintain a customer retention rate of a minimum of 90% across loan and investment products

Requirements

B.Sc. Degree in Finance, Economics, or a related field
Proven working experience as a Loan Officer
Familiarity with computers and banking applications/software
Solid understanding of direct and indirect lending products and practices
Customer satisfaction orientation and sales competencies
Ability to work in a goal-oriented environment and meet set targets

Skills / Competencies:

Excellent communication and interpersonal skills
Integrity and analytical skills
Strong negotiation and sales skills
Proficiency in MS Packages and software
In-depth knowledge of computers, MS Packages, and banking software.

Application Closing Date
31st July, 2026.

How to Apply
Interested and qualified candidates should send their applications to: ehikioya.omonua@conceptgroup-ng.com using Job Title as the subject of the email.
Or
Click here to apply online

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Sales Executive (Salary Loan / Wealth Management)