Job Summary

TMAsourcing Solutions is seeking an experienced Head of Risk for a reputable Microfinance Bank in Egbeda.
The ideal candidate will oversee all risk management functions, including enterprise risk, credit risk, operational risk, market and liquidity risk, and regulatory compliance.
The role requires a seasoned professional who understands MFB operations and can design strong risk frameworks that support stability, compliance, and long-term business growth.

Key Responsibilities

Develop, implement, and maintain the bank’s risk management framework, risk policies, and risk appetite statement.
Identify, assess, and monitor risks across all business units, including credit, operational, market, liquidity, strategic, and compliance risks.
Oversee credit risk assessment, loan portfolio monitoring, non-performing loan management, and post-disbursement reviews, ensuring compliance with CBN Prudential Guidelines.
Track operational risk events, coordinate risk and control self-assessments, and assess new products, services, and channels for potential risks.
Monitor market and liquidity exposures, conduct stress testing, scenario analyses, and advise management on strategic and reputational risks.
Prepare risk dashboards, Key Risk Indicators (KRIs), and regular reports for the Board and management to support informed decision-making.
Lead risk awareness programs and foster a strong risk culture across the organization.
Maintain an updated Risk Register and monitor the implementation of mitigation actions, ensuring policies are reviewed regularly in line with regulatory updates.

Requirements

Bachelor’s Degree or HND in Accounting, Finance, Economics, Risk Management, or a related field; Master’s Degree or professional certifications (CRMA, ACCA, CIBN, CIA, RIMAN, ICAN) are an advantage.
Minimum 5 years of experience in risk management, credit risk, internal control, or compliance in a Microfinance Bank.
Strong knowledge of CBN regulations, NDIC requirements, and risk management frameworks.
Proven leadership experience managing risk teams or cross-functional projects.
Excellent analytical, problem-solving, and decision-making skills.
Proficiency in risk management tools, financial software, and advanced Excel.
Strong communication, collaboration, integrity, and adaptability.

Benefits

Salary: N300,000 / month
HMO (after confirmation)
Annual Leave (after confirmation)
13th Month
Pension.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their CV to: tmasourcingconsult@gmail.com using “Head of Risk” as the subject of the email.

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