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Credit Officers

SOBIC and Company Microfinance Institution (19 Openings)

Kwara State

Description

  • Client Acquisition & Mobilization: Sourcing new clients in local communities, market clusters, or rural areas, and educating them on microfinance products like group and individual loans.
  • Credit Appraisal & Risk Assessment: Conducting field visits and analyzing cash flows, business viability, and household income levels to determine a client's creditworthiness.
  • Loan Processing & Documentation: Structuring loan terms, preparing financial spreadsheets, and compiling necessary credit files in accordance with the MFI's lending methodology.
  • Portfolio Management: Actively tracking active loans to ensure proper utilization of funds. They are heavily focused on preventing bad debt and keeping the Portfolio at Risk (PAR) low.
  • Repayment Collection: Facilitating repayment schedules, setting up payment plans, and following up on overdue or defaulted payments.

Salary
N100,000 - N120,000 monthly.

Application Closing Date
30th June, 2026.

Method of Application
Interested and qualified candidates should send their Applications to:  View email address on hotnigerianjobs.com using the job title as the subject of the mail.

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Vacancy posted 2 days ago
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