Credit Officer

Job Description

• The Credit Officer will facilitate lending for our clients by assessing credit worthiness and processing relevant paperwork in Lagos State:
  • Agboju
  • Satellite town
  • Navy town
  • Safejo
  • Ipaja
  • Gate
  • Command
  • Alakuko
  • Kola
  • Ijegun
  • Ejigbo
  • Mushin
  • Isolo
  • Odogunyan
• Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
• Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

Responsibilities

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection.

Requirements & Skills

• NCE / OND / HND / BSc Degree in Banking and Finance, Economics, or related field
• Proven work experience as a Credit Officer, Loan Officeror similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience.

Benefits

• Starting Salary:112,000
• Bi-annual Profit Sharing
• HMO
• Flexible working hours: 11am – 6pm
• Yearly appraisal
• Salary review based on performance

Application Closing Date
14th October, 2026.

Method of Application
Interested and qualified candidates should send their CV to: [email protected]using the position and location as the subject of the email. (E.g., CREDIT OFFICER / SATELLITE TOWN).

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