Sales/Wealth Management Executive

Who are we? Rosabon Financial Services (RFS) has for over three decades been a trailblazer in the Nigerian financial service industry providing financial solutions through customer-centric services driven by a highly motivated workforce. RFS is licensed and supervised by the Central Bank of Nigeria to provide financial Services to individuals and corporate entities. At RFS, we offer top-tier pay for top-tier talents. We are looking for Sales Officers who are passionate about the sale of financial products (private and public loans) as well as investment. Position Title: Sales Officer (Asset Creation) Job Field: Marketing / Sales / Business Development / Merchandiser , Qualification: Bachelor Degree, HND, Employment Type: full-time Location: Abuja (FCT) , Anambra, Kano, Lagos, Ondo, Osun, Oyo, Rivers, Country: Nigeria Experience: 3 - 10 Salary: N1,459,200 - N2,151,120 Gross Per Annum (Depending on Level) Job Description:

SCOPE AND IMPACT

The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

JOB SUMMARY

The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments). He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

DUTIES & RESPONSIBILITIES

• Evaluate credit worthiness by processing loan applications and documentation within specified limit
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, Compute payment schedules and transactions on ERP
• Confer with underwriters to aid in resolving loan application problems.
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Deposit mobilization to meet set targets

QUALIFICATIONS/REQUIREMENTS

• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Customer satisfaction orientation and sales competencies
• BS degree in finance, economics or a related field