Credit Analyst
Full-time
Mayden Microfinance Bank
Job title : Credit Analyst
Job Location : Lagos Deadline : August 07, 2026 Quick Recommended LinksKey Responsibilities
- Conduct Credit Appraisal: Review loan applications by analysing customers' financial information, bank statements, cash flows, repayment capacity, and business performance.
- Prepare Credit Memoranda: Prepare concise and well-structured credit appraisal reports and recommendations for Risk Management review and approval.
- Perform Customer Due Diligence: Conduct business, collateral, guarantor, and credit bureau verification, including site visits where required.
- Support Portfolio Monitoring: Monitor the performance of the loan portfolio, identify early warning signals, and prepare periodic portfolio and exception reports.
- Assist in Credit Risk Management: Ensure compliance with the Bank's Credit Policy, Lending Guidelines, and regulatory requirements, while providing support in risk analysis, documentation review, and other credit-related assignments.
Preferred Qualifications/Skills
- Bachelor's degree (or NYSC/Graduate Intern) in Finance, Accounting, Economics, Banking, Business Administration, or a related discipline.
- Strong analytical and report-writing skills.
- Proficiency in Microsoft Excel and Microsoft Word.
- High level of integrity, attention to detail, and willingness to learn.
- Good communication and interpersonal skills.
Vacancy posted 1 day ago
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