Sales Executive, MSME

Job Summary (Purpose of the Role)

• If you are passionate about delivering excellent results and advancing your career in financial service sector, this is where you belong. Join the organization that values your growth,development and gives you the opportunity to build a rewarding career.
• Drives the growth of the bank by recruiting new customers, mobilising deposits and originating quality MSME and asset finance loans — then monitoring those loans daily to keep repayment on track.

Job Responsibilities

• Attend the morning sales huddle; review personal targets, yesterday's numbers and today's call plan.
• Prospect for new customers in assigned markets/clusters: open accounts, sell savings/thrift/fixed deposit products.
• Originate loan applications: interview applicants at their shop/business, assess stock, cash flow and character, verify guarantors, and complete documentation.
• Present loan proposals at the credit committee with honest appraisal findings.
• Disburse-day duties: ensure customer understands terms, repayment schedule and consequences of default.
• Monitor the personal loan portfolio daily: visit/call customers with instalments due today or in arrears; escalate hard cases to recovery.
• Cross-sell asset finance (equipment, tricycle, vehicle) to qualified customers.
• Post field collections through approved channels same day — no cash held overnight.
• Submit daily activity report: visits made, accounts opened, deposits mobilised, loans booked, recoveries made.

Educational Qualification

• B.Sc/HND/OND in Marketing, Banking & Finance, Business Administration, Economics or any discipline with strong sales aptitude.
• Professional Certification: None mandatory; credit analysis or sales training an advantage; CIBN MCP for career progression.
• Experience Required: 1-3 years in field sales, loan marketing or deposit mobilisation, preferably in an MFB, finance house or FMCG sales. Knowledge of Onitsha markets (Main Market, Ochanja, Bridgehead, Nkpor, GRA axis) is a strong advantage. Must be willing to work primarily in the field.
• Technical / Job Skills: Loan origination and documentation; basic credit appraisal (cash-flow analysis of traders/MSMEs, 5Cs of credit); deposit product knowledge; loan monitoring and recovery techniques; mobile banking app usage for field posting; simple record keeping and reporting; riding/driving ability an advantage for field mobility.

Soft Skills & Attributes:

• Aggressive but ethical sales drive; persuasion and negotiation; resilience and target orientation; relationship building with traders; honesty in handling customer funds and documents; fluency in Igbo and English.

Salary
N300,000 - N400,000 per month.

Application Closing Date
14th August, 2026.

How to Apply
Interested and qualified candidates should send their CV to:  View email address on hotnigerianjobs.com using the Job Title as the subject of the email.

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