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Commercial Banking Officer

Polaris Bank Limited (9 Openings)

Job Description

  • We're searching for a Commercial Relationship Strategist who can seamlessly blend financial acumen with exceptional client relationship management to ignite business growth.
  • If you're a professional who excels at leveraging commercial insights and risk intelligence, you'll thrive in developing bespoke financial solutions, all while upholding portfolio integrity and regulatory standards.

Key Responsibilities

  • ​Cultivate and manage strategic partnerships with commercial clients, showcasing your ability to grasp complex business needs and deliver highly customized banking solutions.
  • Transform transactional interactions into trusted advisory relationships, setting yourself apart by consistently generating long-term value for our clients.
  • Perform in-depth financial analysis and viability assessments, demonstrating your precision in interpreting financial statements and cash flow projections.
  • Craft distinctive credit proposals that expertly balance client requirements with institutional risk parameters, reflecting your sound judgment in structuring facilities.
  • Proactively identify and convert new business opportunities, leveraging your robust network and market awareness to significantly expand the bank's commercial footprint.
  • Anticipate client needs and recommend innovative financial products that directly support their expansion and operational efficiency, truly excelling in your advisory role.
  • Monitor portfolio performance with a vigilant eye for early risk indicators, distinguishing yourself through proactive and effective mitigation strategies.
  • Maintain unwavering adherence to banking regulations, demonstrating your current knowledge of compliance requirements and industry best practices.
  • Collaborate seamlessly with internal teams to deliver an unparalleled client experience, setting yourself apart through your skill in coordinating complex financial solutions.

Requirements

  • Bachelor's Degree in Finance, Accounting, Economics, or a related field (an advanced degree or professional certification is a plus).
  • Minimum of 7 years of progressive experience in commercial banking or corporate lending.
  • A proven track record in credit analysis, portfolio management, and successful business development
  • Strong command of commercial banking products and the regulatory landscape.
  • Exceptional communication, negotiation, and presentation skills.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:

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