Credit Officer

Job Summary

• We arelooking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Asaba, Delta State.
• Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
• Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

Responsibilities

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection

Requirements and Skills

• NCE / OND / HND / B.Sc. Degree in Banking and Finance, Economics, or related field
• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience.

Benefits

• Starting Salary: N112,000 monthly
• Bi-annual Profit Sharing
• HMO
• Flexible working hour 11am – 6pm
• Yearly appraisal
• Salary review based on performance.

Application Closing Date
10th October, 2026.

Method of Application
Interested and qualified candidates should forward their CV to: / using the position and location as the subject of the email. E.g., Credit Officer / Anioma Market.

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