Credit Officer

Responsibilities

• Customer Registration: Identify, attract, and regiterqualified customers for the institution's loan products.
• Loan Application Processing: Collect, review, and ensure proper documentation of customers' loan applications.
• Credit Assessment: Evaluate customers' financial capacity, business activities, credit history, and ability to repay loans.
• Business and Customer Verification: Conduct physical visits to customers' businesses and residences to verify information provided in loan applications.
• Loan Disbursement Monitoring: Ensure that approved loans are disbursed according to the institution's policies and procedures.
• Loan Repayment and Recovery: Monitor repayment schedules, follow up on overdue loans, and ensure timely recovery of outstanding debts.
• Portfolio Management: Monitor the performance of assigned loan portfolioand minimise loan delinquency and portfolio at risk (PAR).
• Customer Relationship Management: Maintain good relationships with customers, address complaints, and educate them on loan terms and repayment obligations.
• Compliance with Credit Policies: Ensure that all credit activities comply with the institution's policies, procedures, and regulatory requirements.
• Reporting and Record Keeping: Maintain accurate customer and loan records and submit regular reports to you supervisor.

Salary
N100,000 - N120,000 per month.

Application Closing Date
2nd November, 2026.

Method of Application
Interested and qualified candidates should send their Applications to: using the job title as the subject of the mail.

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