Credit Officer (Lagos)

Job Description

• We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Lagos State.
• Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
• Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

Responsibilities

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection

Requirements

• NCE / OND / HND / BSc in Banking and Finance, Economics, or related field
• Proven work experience as a Credit Officer, Loan Officeror similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience.

Benefits

• Starting Salary:112,000
• Bi-annual Profit Sharing
• HMO
• Flexible working hour 11am – 6pm
• Yearly appraisal
• Salary review based on performance

Application Closing Date
10th September, 2026.

How to Apply
Interested and qualified candidates should forward their CV to: and using the position and location as the subject of the email. E.g, "CREDIT OFFICER/AJUWON MARKET".

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