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Data Analyst - Credit

Full-time

Kuda Bank

Job title : Data Analyst - Credit

Job Location : Lagos Deadline : July 03, 2026 Quick Recommended Links

Role Overview

As a Data Analyst - Credit, you are supporting the analytics throughout the credit product life cycle, from product design, to credit acquisition, portfolio management, collection and profit & loss. You will work within the Decision Science team, reporting to the Credit Risk Analytics Lead.

Key Responsibilities 

  • Analyze portfolio performance metrics to identify trends, risks, and opportunities
  • Review and refine credit policies, including rule-based decision engines
  • Build and maintain profit and loss forecasts to guide strategic decisions
  • Conduct credit limit assignment and affordability assessments
  • Perform score cut-off analysis to improve approval and risk strategies
  • Monitor and enhance collection strategies based on customer segmentation and outcomes
  • Design and run A/B tests to assess and optimize lending and collections performance
  • Communicate actionable insights and recommendations to senior stakeholders

Requirements

  • Academic background in a mathematical discipline (e.g. Mathematics, Statistics, Physics, or related field)
  • Minimum of 3 years' experience as a Quantitative Analyst or Data Analyst in a financial services, fintech or e-commerce environment
  • Strong proficiency in SQL for data extraction and manipulation
  • Hands-on experience with open-source statistical programming languages such as Python or R
  • Solid understanding of statistical tests commonly used in A/B testing
  • Experience using statistical software packages (open-source preferred)
  • Proven experience developing and maintaining analytical reports or dashboards from end-to-end
  • Ability to interpret and present insights from reports in a business context, including stakeholder engagement and recommendation
Vacancy posted 14 hours ago
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